Buying a home with conditions is fairly common these days. Some common conditions buyers consider are financing, home inspection, and insurance. You may have 3-5 days in order to satisfy any of these conditions and firm up your offer.

When satisfying any of these conditions, time is of the essence. Working with a good mortgage broker and home inspector ensures they will get you ready before the deadline…..the same is true for your insurance.

Some insurance companies may just require details over the phone before confirming insurability, but in some cases may require the home be inspected first. Good insurance agents will work with you in order to inspect and confirm in plenty of time for you to firm up your offer. Sometimes your agent may even be able to confirm or inspect before you put in your offer so that you have one less worry, and make your offer with less conditions from the beginning.

-- Greg Lewis, State Farm